Multi-risk insurance policy

Multi-Risk Policy

Fit 2 Trip's multi-risk policy is designed to provide travellers with comprehensive travel insurance protection, covering many of the typical risks that could happen to a person when traveling.

In addition, Fit 2 Trip offers comprehensive travel insurance, including pre-existing medical conditions, that protects our travellers throughout the entire trip.

The main benefits of comprehensive travel insurance include:

● Emergency medical expenses.

● Repatriation costs.

● Trip cancellation costs.

● Costs of interruption or reduction of the trip.

● Abandonment of the trip for justified reasons, such as, for example, contracting COVID-19.

● Baggage theft.

● Damaged baggage.

● Travel delay.

● Lost output.

● Lost connection.

● Legal expenses abroad.

● Personal liability coverage.

Single trip policies or annual multiple trips

A multi-risk policy is available for a single trip or annual multi-trip (covering multiple trips throughout the year*).

If you have to travel frequently, annual multi-trip insurance could be the most comfortable way to insure yourself, since it offers great flexibility and protection throughout the year for your trips, providing peace of mind every time you take a trip.

Fit 2 Trip multi-risk policies are available in three coverage levels: Basic, Standard or Premium; each level of coverage has different benefit limits. Customers can choose the level of coverage that best suits their requirements and needs.

All customers have access to the complete terms and conditions of the policy, giving them the opportunity to read them before buying and make the decision that is appropriate for the level of coverage and the type of multi-risk policy for their needs.

Multiple risk: Comprehensive travel insurance

Multi-risk policies are an excellent way to protect you and your family, both before starting the trip and during the trip, since they provide a wide range of benefits to all our travelers.

In addition, with the medical only or multi-risk coverage you have three levels of coverage available to choose from to cover your needs: Basic, Standard and Premium, and all our policies provide comprehensive travel insurance protection for travelers.

Optional coverage of winter sports, sports activities, business and golf

Different optional coverages for winter sports (for ski trips), coverages for sports activities, golf coverages and coverages for business trips** can be added to all Fit 2 Trip multi-risk policies.

* For annual multi-trip policies, each trip must not exceed 31 days and all trips must be to and from Spain.

**Optional coverages will incur additional premium charges.

The complete terms and conditions of the multi-risk policy are available here: General conditions.