COVID-19 Cover
We are pleased to inform you that our travel policies offer strong protection against possible unforeseen events caused by Covid-19.
Before traveling - You will be protected against a possible cancellation if you contract Covid-19 and you cannot make the trip or you are forced to quarantine, as long as you have a medical certificate or an official test that certifies it. Please note that cancellation claims within 48 hours of purchasing your policy are not covered.
During the trip - All our policies include coverage for all medical expenses related to Covid-19. They will also cover a possible trip interruption (if you need to return earlier) in the event that a relative contracts Covid-19.
In addition, depending on your needs, you can choose the type of cover you want: only medical or multi-risk with the possibility of incorporating business, sports and activities, winter sports and golf coverage.
Our policies are available for individual travelers, couples and groups and, of course, they continue to cover other unforeseen events, including: medical emergencies, lost or stolen luggage, andcancellation, always depending on the type of policy you buy.
The insurance provided by Fit 2 Trip offers medical protection to travel to different places, Worldwide with and without exclusions, both within and outside Europe.
Please note that there is no coverage if you decide to travel to a destination to which the Ministry of Foreign Affairs (MAE) has advised against travel.
So that you are not left with any doubts, we offer you below all the information you need to know about our travel insurance with coverage for Covid-19.
1. Cancellation of the trip due to Covid-19.
- Your travel insurance policy with Covid-19 coverage will cover you if necessary in the following cases:
- You or someone in your family contracted Covid-19 or another infectious disease before traveling;
- Someone insured under the policy is forced by the Spanish government to quarantine or isolate himself during the date he planned to travel from Spain;
- A family member you were planning to stay with has to quarantine or self-isolate and you have no other place to stay.
- Your policy will not cover any costs when:
- You will be entitled to a refund both in cash and as a voucher from the airline and/or the travel provider.
Please note that cancellation claims within 48 hours of purchasing your policy are not covered.
2. Flight cancellation due to government restrictions
- Your policy will not cover you in the event you need to cancel your trip because your foreign destination is subject to the following travel restrictions due to Covid-19, another pandemic or known event:
- The Spanish Ministry of Foreign Affairs (MAE) advises against travel; either
- The Ministry of Foreign Affairs or any other local authority prohibits you from entering the country of destination; either
- The Ministry of Foreign Affairs or any other local authority in the country of destination imposes quarantine or isolation on the arrival of a person covered by the policy.
- Your policy will not cover any costs when:
- You will be entitled to a refund both in cash and as a voucher from the airline and/or the travel provider.
3. Interruption of the trip due to Covid-19
- Your travel insurance policy with Covid-19 coverage will protect you in case you need to interrupt your trip due to the following reasons:
- The Ministry of Foreign Affairs or local authorities of the destination country impose restrictions on flights and you are forced to return to Spain due to Covid-19 or another pandemic or infectious disease;
- You have been prohibited from boarding your flight departing from Spain due to presenting symptoms of Covid-19 or having been detected with another infectious disease;
- A relative of yours contracts Covid-19 or another infectious disease during the trip.
- Your policy will not cover any costs when:
- You will be entitled to a refund both in cash and as a voucher from the airline and/or the travel provider.
Please note that trip interruption claims within 48 hours of purchasing your policy are not covered.
4. Medical coverage
- Your travel insurance policy with Covid-19 coverage will cover reasonable and necessary costs for:
- Emergency medical care, quarantine and repatriation if you contract Codiv-19 or another infectious disease while abroad;
- Unforeseen accommodation costs if you contract Covid-19 or another infectious disease while abroad and are unable to return home as planned.
- Your policy will not cover any costs related to Covid-19 when:
- If you leave Spain, there is a travel ban by the Spanish Ministry of Foreign Affairs (MAE) or the local government of the country you are traveling to due to COVID-19 infections, your policy will not cover emergency medical expenses directly related with a COVID-19 infection. However, all other coverage under your policy will remain in effect.
In addition, if you travel frequently, you will also have the possibility of contracting annual travel insurance, available for a multi-risk or medical only policy and allowing travelers to choose the level of coverage (Basic, Standard and Premier) that best suits them. to your needs and medical conditions.
If you need to know more about our travel insurance policies with coverage for Covid-19, you can download a quick guide to our coverage related to COVID-19 below:
For multi-risk policies: COVID-19 Multi-risk Benefits
For policies Only Medical Expenses: COVID-19 Only Medical Expenses Benefits
